Dr John Demartini - Lessons from Billionaires

Great advice from Dr John. Lives on a boat that cruises round the world. Spends his time with ultra high net worth's. Consistent conversation about money, finance, world issue, always learning, always growing.

"The E-Myth" - Key-note lecture by Michael E. Gerber

This chap is the man, What he speaks about business is gospel. Very inspiring to listen to and incredibly useful advice to apply to a new and existing business. Amazing man, and amazing book!!

Learn to Reward Yourself for Success With These 3 Steps

By T. Harv Eker

Have you ever felt guilty about accepting a reward? I’m not talking about getting a hand out here, but actually being comfortable and feeling good about finding a way to reward yourself for your hard work. Ready on to learn how to fully celebrate your successes and remove all guilt in your life!

Celebrate Success by Learning to Reward Yourself

If you’ve ever felt like you “can’t” or “won’t” reward yourself for your hard work, I’m going to give you three simple steps to follow to remove all guilt… so you can celebrate each of your successes and feel great about rewarding yourself.

1. The golden rule of rewarding yourself

When it comes to finding ways to reward yourself, follow this golden rule: do what works for you.

That’s it!

For most people, they don’t have a ‘play jar’ to spoil themselves. They don’t take time for themselves. They don’t focus on loving themselves.

They don’t focus on that feeling of satisfaction and accomplishment for more than three seconds before it becomes doubt, judgment and “What’s the next thing?”

The reason I incorporate rewards so heavily into my “Ultimate Life Makeover System” web class is because number 1, many times it’s tangible. When you buy that dress you’ve wanted or that jacket you’ve wanted and you see it in your closet all of the time, you’ll say, “Wow, it’s worth doing the things I committed to doing!”

And number 2, rewarding yourself for your accomplishments gives you the motivation, drive, and self-confidence to keep moving towards your goals with momentum.

Many people won’t give themselves a little reward here and there, which is why it’s so important to take the time to do this consciously.

Here’s the simplest way I teach to do this: Set an action and a deadline for that action to be completed,, set a reward, and when you complete that action, take your reward! Then… repeat this over and over and over again.

So, what works or WILL work for you when it comes to patting yourself on the back for a job well done?

2. Redefine rewards

If you believe that you should only get a reward for doing something difficult, then you need to rethink this belief immediately.

The bottom line is if you associate rewards with something difficult, you created that belief.

In other words, you were taught that if you do something unpleasant or difficult, you deserve and should get a reward.

But then what if you don’t do something difficult? Well, you don’t get one… right?

This is faulty thinking, and something that holds a lot of people back. You can and should get rewarded for accomplishing things you actually enjoy doing, too.

For example, if you ENJOY your work, and you are successful with it, guess what? You should be REWARDED for that!

You shouldn’t have to do work that you hate, and that is unpleasant and difficult simply to make money because you’ve linked rewards with unpleasantness.

If this is something you believe, then very unconsciously you have linked getting rewards from unpleasantness—and this singular belief is holding you back from enjoying your work, your life, and blocking you from experiencing true happiness.

3. Move beyond “either/or”

If you associate rewards with pain and suffering, then you’re living in an either/or world.

Remember what I said in my book Secrets of the Millionaire Mind: most people live in an either/or world. Either it’s money or happiness, money or spirituality, money or health, money orfree time, money or this, money or that.

It’s either/or.

How about we do what we love? How about we enjoy what we do? How about we do very pleasant and wonderful things and we get a reward as well?

Imagine this is your new rule: I can do what I love and get rewarded.

I can do what I enjoy and get rewarded in all kinds of ways, not just satisfaction and accomplishment (because the mind doesn’t hold onto these for longer than 3 seconds).

Instead, write down what you want in your life including all the “luxuries” you’ve ever dreamed of. They could be material. They could be any kinds of things, but you’ve got to allow yourself to enjoy them.

I’ll tell you why many people don’t do this: it’s because the conditioned, fear-based mind doesn’t want that. Because if you’re really nice to you and really good to you, then what is your mind supposed to do?

Its job is to look for the problems; to mainly look for what’s wrong. You must consciously step in and stop this in its tracks!

By unlinking rewards from unpleasantness, and instead believing that you deserve to be rewarded for ALL the great things you accomplish, you’ll begin operating on a higher energy plane – and living a more abundant, happy, fulfilled life in the process.

Source

Money-Making Tips from 50 Smartest People - Tony Robbins

Fantastic investing advice from Tony Robbins. You DO NOT need a lot to start investing and using compound interest makes it yield in time. Great stuff!

How to Design the Perfect Day

What would be your perfect day? Where would you be, who would you be with, what would you do?

How to Invest Your Way to a $70 Million Retirement Fund

Really interesting take from Tony Robbins on investing and methods for wealth building. Enjoy:)

How to Make More Money (Meaningfully)

Provide some value through services and products and your character. Learn more than others and get out there and do it. Figure out how to offer more value than the next person. Fantastic advice from Brendon Burchard.

It's Never Too Late to Become a Millionaire | Jack Canfield

Great advice from Jack Canfield. It is NEVER too late!!

Forget Excuses - Remember Self Motivation

By Darren Russell

The internet is a wonderful thing and since its introduction to the world it has created an abundance of money making opportunities for anyone looking to make an income from home.

A lot of individuals who have gone on to make substantial incomes from online businesses started with zero or limited knowledge of how to do so.

Today more than ever there are a good number of internet entrepreneurs and businesses offering genuine online business opportunities.

So with all these opportunities available why do only a handful of people succeed while the majority either give up or just move from opportunity to opportunity without ever getting close to success?

The reason most people fail is down to personal development, the need to identify and set goals, then be able to systemically carry them through to conclusion.

Add to this the ability to keep yourself motivated when things don't always go the way you planned and you find a cocktail of characteristics that the majority of us have to work hard to maintain.

Everyday when you wake, you have a very important choice to make...

You have to choose what to do with your time and the choice you make will determine whether by the end of the day you will be closer to where you want, or at the same point you where when you woke up that morning.

Too many people say they want to change their lives for the better, some even set goals and maybe have a small idea of what they need to do, but sadly the choice they make when they wake in the morning is the same one they have been making every day up to that point...

The point is your life will not change unless you take action...

None of your goals will be achieved unless you do something about them...

When I speak to people, I hear all kinds of excuses but the most common one by far is,..

I don't have the time!

I don't have the time... these five little words are by far the favourite excuse for many people to hide behind.

However, when I dig a little deeper and start asking some questions, I find that in the majority of cases a little lifestyle change here and there and a small sacrifice or two can free up the valuable hours you need to start making a difference to your lives.

It may come as no surprise that one of the biggest consumers of our time is television.

Latest stats tell us that the average Brit watches 24 hours of TV a week and the average American 30 hours a week!

24-30 hours A WEEK!

That's almost a full time job, even if you reduced your time watching TV by half that would free up 15 hours a week that could be better spent working on your goals and ambitions.

It's not just TV either plenty of time is wasted away on other activities, things like spending hours at the mall, going to pubs and bars, going to ball games/events, playing video games, reading newspapers/magazines, social media, procrastinating, browsing the internet for nothing in particular the list goes on.

None of the things on this list are vital to our everyday lives yet so many people are unwilling to give them up, even though they say they want to change their lives and their circumstances.

I'm not saying cut everything you enjoy out of your life...

I'm just saying if you really do want to make changes sometimes you have to make short term sacrifices in order to manage your time better and maybe even (for now) stop doing some of the things you would normally do in order to free up the time you need to make long term gains.

So lets assume you have decided to make some changes and you have managed to free up some extra hours during the week.

What do you do next?

After all you have just potentially given something up you really enjoy, something you have been doing for years.

How are you supposed to keep yourself moving forward and not revert back to the comfortable, TV watching procrastinator you were before we decided to make these changes?

Well the one thing you must have if you want to succeed is a daily shot of motivation, this is essential because if you are not motivated then it is very easy to slide back into the rut you have just pulled yourself out of.

It is especially important at the start that you get this daily shot until you build up the belief that what you are doing is working, until you can see everyday that you are getting closer to your goal and until the motivation comes without you having to search for it.

When you get to that point you will have a drive and determination that will be burning so deep inside you that you will not be able to ignore it, it will get to the stage where any obstacle that is put in your way will just be taken in your stride and you will feel like nothing can stop you from achieving what you set out to do.

So how do you get to that point? what do you need to do?

The first thing is have your goals written out in as much detail as possible and read these goals every morning as you wake and every evening before you retire, this will remind you of why you are making these changes to your life and instil some of the motivation you need to keep going.

The second thing is to make a mood board - A mood board is a visual representation of where you want to be in your life and is usually made up of images and text representing your ambitions and goals.

As with your goals make sure you look at this everyday and imagine yourself in as much detail as possible living the life your goals and mood board show.

The final thing is a daily affirmation, this is something you need to do by yourself.

Put aside 10 minutes during the day, turn off your mobile phone, the radio and the TV find yourself a quiet spot in a dimly lit or darkened room, sit down in a comfortable chair and relax.

Next repeat the following to yourself:

"I awake everyday feeling an insatiable drive and determination to succeed, I find it easy to motivate myself and I look forward with excitement to the things I will achieve during the coming day."

Close your eyes and clear your mind of any distracting thoughts, don't try to think of anything just let yourself relax for a minute or two, relax your body and let the tension drain away from your muscles.

It is not easy to do this at first so you may find it easier to concentrate on each individual body part, starting at your toes and working up until your whole body is relaxed.

With practice you will find this comes easier until you can almost do it without thinking.

Next start to count slowly in your head until you reach 20. When you do you should feel totally relaxed, almost trance-like. If any other distracting thoughts should pop into your head as you count, don't worry, clear your mind and start over.

When you are in this relaxed state concentrate on the statement you have just read, don't worry about knowing it all off by heart just repeat the key words to yourself.

Slowly return to your fully conscious state thinking as you do that you are feeling more relaxed more alert and more motivated than you were before.

The subconscious mind is a powerful thing and the whole point of this exercise is to instill these thoughts into your subconscious mind until they are accepted as fact and in doing so will become second nature to you.

You will notice that if you repeat this exercise on a regular daily basis you will start to see the results in no time at all. You will probably find that at first it is hard to get to the right level of deep relaxation but once you do start to master this consistently then the speed with which you achieve your desired effect will increase.

Source

If You Can Dream It, You Can Do It

By Rosemary Sumalinog Gonzales

A dream is a vision of a compelling future. It provides inspiration and motivation for the dreamer. The more critical the dream is, the easier it is to go through the inevitable setbacks in life. Expect to be knocked down but never give up. You can make your dream happens.

Making dreams happen only proves what kind of individual we are. It means we know what we really want in life. Everyone has a dream but it takes a lot of patience and hard work to realize it.

Putting your dreams into reality is a serious business. This is not the type of dream when you are asleep but the kind of dream when you are aware about it. It is the natural human drive to find meaning by expressing unique talents and sharing those talents with others.Truly successful people are big dreamers who find their dreams and inspire others. They make a difference.

Your knowledge is not enough. No matter how intelligent you are, if you do not couple your dream with action, it's nothing. To accomplish your visions, you must take action. Take small steps at a time. Don't be afraid to dream. If you put hard work towards something, anything is possible. It can be achieved through your determination. Every great success begins with a dream.

A dream is what it takes to make things happen. In order to transform our dreams into reality; we must wake up and chase our dreams. We must not dream of acting when the circumstances are ripe or perfect, instead, we must create those circumstances for ourselves because success will never be served to us on a platter. We need to work hard. It is a gradual, continual process. Success cannot be achieved with just one fell swoop. It requires patience and perseverance.

According to some, the people who actually do something are not dreamers; rather, they are men of action, who fill their lives with positive action and result-oriented performance. However, it is necessary to understand that it all begins with a dream. No matter how unachievable a task might seem, what the human mind conceives it achieves.

Dreams are the stepping-stones upon which our successes are laid. More essential than conceiving a dream is to pursue it even in the face of dire adversity. Mere dreaming has not led anyone anywhere but when you couple it with action, it will lead you to what your heart aspires.

Thus, you can make your dreams come true if you wholeheartedly work to achieve them.

Whatever objective we have needs to be clearly charted out and the means to achieve such a dream should be well-defined.

Source

What does it mean to be Unshakeable? | Tony Robbins

What is unshakeable to you? No fear? confidence? adaptability? Knowledge? Experience?

The 6 Habits of Financial Health

By Cunera Dieker

"Never spend your money before you have it" - Thomas Jefferson

From the moment you wake up to when you go to sleep, you make constant choices. Should I eat the salad instead of the burger? Should I go jogging after work? And much much more. Over time we form habits, good and bad ones. Every day, we constantly try to implement more good habits in our daily routine. "Running on Tuesday, Friday, and Sunday; High-Intensity Interval Training (HIIT) on Monday and Thursday", those are mine with few "Should I go and grab a coffee with a friend and skip the HIIT for today?". Of course, the better your lifestyle is the better your physical fitness will be. 

Financial fitness, like physical fitness, is mostly about good habits. Here are the 6 habits to adopt for better financial health.

1. Know how much you make and how much you spend 

Knowing how much you make every month is where you should start. If you have a fixed salary, it is easy. More difficult if your salary depends on commission. Even harder if it is purely based on them. If you work in a cyclical business, then you will probably have highs and lows throughout the year. You should average your last two to three years income, excluding special bonuses.

"A penny saved is a penny earned" - Benjamin Franklin

2. Spend less than you earn 

This habit is at the core of all good financial management. It is how rich people get rich. When you spend less than you earn, you save. And what you save becomes wealth. First, you need to know how much you spend. You need to start to register all your expenses. Starbucks, Movie ticket, Milk,... , everything goes into it. The first three months should be taken as "survey months", I am sure you will be surprised on how much you actually spend on certain things. If you carefully register each of your expenditure without intervention, it will be easier for you to take actions.

"Gold cometh gladly and in increasing quantity to any man who will put by not less than one-tenth of his earnings to create an estate for his future and that of his family" - The Richest Man In Babylon

The first law of gold in the amazing book "The Richest Man in Babylon" Says to save 10% of your income. The 50/20/30 rule for minimalistic budgeting is a proportional guideline that can help you keep your spending in alignment with your saving goals. This rule allocates 50% to your essential spending, 30% to your personal spending. The remaining 20% is for saving. More "extreme" and frugal people will save up to 80% of their income. Your personal situation and commitment play a role in your saving percentage, however, do not go below 20%. To achieve it, follow this simple rule: 

"Play Yourself First". As you receive your salary set aside 20% and do not use it.

3. Stay Insured 

A study done at Harvard University indicates that Medical Expenses are the biggest cause of bankruptcy, representing 62% of all personal bankruptcies in the States. A good health insurance can protect you. However, one of the interesting caveats of the study I just mentioned, shows that 78% of filers had some form of health insurance. My own take is that you need to select an insurance that is personalized to your needs. If you have dependents you would need a different insurance compared to your single friend.

4. Be prepared for the unexpected 

One year ago I lost my job, my monthly salary went from five figures to zero within two weeks. With today's mind, I can say that being laid off was probably one of the best events for my career. When that happened I was emotionally devastated. Before I started a new adventure in the special place I am right now, I spent few months without any income. I was able to sustain my previous lifestyle with few adjustments, thanks to the money I had saved. Most will call this "rainy fund". I much rather call it "Opportunity fund". Rainy fund brings the memory of scarcity, whether opportunity fund is something full of optimism. I had to use some of my funds during my unemployed days, and having a positive mindset helped me go through that difficult time.

"Make all you can, Save all you can, Give all you can" - John Wesley

5. Develop a long-term financial plan 

If you do not know where you are going, you will probably end up somewhere else. Your financial future is much more important than your next holiday. My work colleagues are always busy planning their holidays, if you do the same, channel some of that energy and focus on what your long term plans are. Write them down.

6. Earn more 

Your income matters. Saving 20% of 1,000 is different than saving 20% of 10,000. Everyone has the opportunity to tap into their free time and find something that could produce extra income. Baby-sitting, tuition, music lessons,... The only limit is your imagination. It may be awkward and difficult at first, but with time and persistence you can succeed in developing one or more sources of extra income

Source

How to Develop a Millionaire Mindset | Jack Canfield

SO important to adopt a mindset that will enable you to see business, investment and wealth building opportunities all the time.

The Secrets to Self-Mastery | Interview with Dr John Demartini

Fantastic interview with Dr John Demartini. Covers so much ground and is the master of human behavior and in my opinion the leader in the personal development field.

ARE YOU FREE OF FINANCIAL FEAR?

HOW TO MASTER YOUR EMOTIONS AROUND MONEY

by Tony Robbins

If you’re going to have an extraordinary life, you must master your emotions, that is, understand and control them. This is especially true when it comes to money. Because as many of you have learned the hard way, there are consequences when you let emotions run rampant.

“The quality of your life equals the quality of your emotions.” –Tony Robbin

We’re not wired for happiness; we are wired for anxiety. We are wired for what’s wrong. We are wired for survival, which means our brain is constantly looking for anything that could hurt us. This serves us well when we’re crossing a busy intersection, but it does not serve us if we permanently live in that emotional state, always fearing what danger might lurk around the corner.We all have an emotional home – a place that we are most comfortable with, and therefore experience the most. Shame. Fear. Guilt. Power. Freedom. These are just a few of the common emotions we associate with money. We have trained our brains to react to financial circumstances with those emotions. We make these choices unconsciously, and therefore we often select emotions that do not serve us in a productive way.

Your brain is not designed to make you happy. That is your job. The good news is you get to choose which emotions you want to experience the most. And because your unconscious beliefs drive your emotions, you first need to address the beliefs you have about money.

YOUR UNCONSCIOUS BELIEFS ABOUT MONEY ARE KEEPING YOU FROM THE LIFE YOU REALLY WANT.

“I’m not one of those people.” “Rich people are greedy.” “Money is the root of all evil.” (By the way, it says “the LOVE of money is the root of all evil.”) Do you have one of these beliefs, or one like it?  As long as you’ve got negative connotations to “rich,” your chances of achieving the wealth you desire are slim to none, because at an unconscious level, we all move toward the identity that we think is aspirational. As such, if you have a negative belief about money and you begin to have some monetary success, you will unconsciously sabotage your success to remain congruent with your deep-seated beliefs.

Most of these beliefs were not chosen consciously; they are a product of our environment or experiences in our formative years. But the great news is that you can choose for yourself what you believe now – so choose something that serves you. For example: “I am blessed to be a blessing,” “I am a force for good,” or “I am an abundance maker.”

Create a compelling future, because it’s essential to maintain the vision and hunger necessary to keep going when things are hard. If you’re missing a compelling future, you will not use your physiology effectively. You will not ask good questions. You will come up with language and meanings that sabotage the future you really want.Once you have created a compelling future, it is time to put that vision to work.

THE NUMBERS THAT MAKE US SQUIRM

Everyone has a threshold of control – a limit to what they are comfortable dealing with around money. Certain numbers – whether gains or losses – start to make people squirm. They are the numbers that take us far beyond what we’ve ever experienced before, a depth and level of the unknown that scares us.

A leader must expand his or her threshold of control, expanding in confidence and ability. Otherwise you stunt your growth, condemning yourself to a mediocre life rather than the compelling future you envisioned for yourself and those you love. You must build the emotional muscle necessary for this the same way you would build your physical muscle – by repetitively lifting more than you think you can, embracing discomfort now so you can break through your limitations.

Tony experienced some painful moments in his journey to success that allowed him to break through his own thresholds of control.When you create change, you create uncertainty, which goes against the core need structures that many people have. So you need to develop tools to be able to break through your threshold.

HOW TO BREAK THROUGH YOUR THRESHOLD

You can change how you feel in an instant by changing your physiology. Think about it: how do you stand when you feel proud or excited? What does your posture look like when you’re ashamed or depressed? If you sit down to look at your financial statements and you immediately adopt a slumped posture, you are telling your brain how to feel. Sit down, full of energy – or even stand – the next time you approach your finances and be astounded at how different you feel.

Tony’s favorite way to train his brain to respond with the emotions he knows will serve him is a process called priming. This tool involves consciously stacking what you’re grateful for, consciously owning what is already beautiful and actually taking it in not as a disassociated thought, but as something in your gut. Spending at least ten minutes each morning focusing on the things he is grateful for allows Tony to respond with gratitude whatever the circumstances he finds himself in.

You don’t need to be perfect; all you need to do is interrupt your negative patterns. Use these tools to train your brain to respond to money with emotions that you actually want in your life. Consider the consequences if you continue to accept your current emotional patterns around money. Is that what you want?

Now think of what would be possible, allowing yourself to really believe it. What would life be like if your approached your finances – or those of your business – feeling confident and grateful. What would change? What could you do that you couldn’t do before? What would be possible?

THE FORMULA FOR WEALTH

What is wealth? There are people that have lots of money, but they aren’t wealthy, because wealth is really a state of appreciation. If you feel scarcity around money now, you’re always going to feel scarcity, no matter how successful you become. You don’t get beyond scarcity; you start beyond it. Abundance is a mindset, not a dollar amount. Cultivate gratitude for the things you have now and everything that is added will feel like a bonus. Remember that 75% of the world is living on two dollars a day. Your worst nightmare is their greatest possible dream.

You want a formula for wealth? Trade your expectations for appreciation and your entire life changes in that moment. The lack of appreciation is the only thing that will make you truly poor.

Source

Tony Robbins, Unshakeable, Gratitude & Focusing on Your Steak | #AskGary...

The one and only Tony Robbins joins Gary to promote his book 'Unshakeable'.

What a couple...

The Richard Branson Money Mindset

Remember your parents saying things like, 'money is the root of all evil' and 'all rich people are greedy' or better yet 'money doesn't grow on trees'?

Well, how do you expect to become a success financially if you believe these things?

First of all, believing that "money doesn't grow on trees" is an example of what's called lack or scarcity programming. Old fashioned parents taught kids that money is scarce and it isn't abundant as we know it is. But in truth, the universe is very abundant, and there is lots of money to go around for everyone.

The key is to start thinking that you deserve the money and that there is lots of it available for you, and then you can start attracting it into your life. That's abundance thinking, which is the opposite of lack or scarcity thinking.

And what about thinking that "money is the root of all evil"? Can you really expect to become a success if you believe that money is the root of all evil? Unless your true desire is to be evil, then your subconscious will keep you from becoming rich as it's a juxtaposition.

By the way, that quote is taken out of context in the first place. It was originally stated as "the love of money is the root of all evil". So it has nothing to do with the money itself.

Now that you understand that, you can start to think that money is in fact good. You can help people with money. You can stimulate the economy with money. Even the most kind-hearted spiritual person, who says they don't need money, can do more to make the world a better place with money than without money.

And what about thinking that "all rich people are greedy"? Well, that creates an "us versus them" mentality, whereby you have labeled all of "them" greedy in your mind. You, on the other hand, are very giving in your mind. That's why you don't have money, because you're not greedy.

Obviously there are greedy rich people in this materialistic world. But there are also poor people who are greedy. There are both rich and poor people who are very giving as well. The amount of money you have has nothing to do with these character traits.

In fact, a lot of rich people got there by not being greedy. Having a giving attitude opens up a flow of money that often brings them more. You will find the same thing... give away money joyfully to a friend, and notice that it comes back to you in some other form. The game we play is a little bit of give and take, so go out and joyfully give as well as receive... this will keep you in harmonious flow.

And changing your mindset from what you were taught as a child to a healthier view of money will allow you to become the financial success you deserve to be. 

Source